Classic car insurance = no claims!

5 replies [Last post]
spectatorsal
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Joined: 2012-05-08

Hello. My partner has been driving a classic estate car for 10 years. He now has a problem with his engine so has decided to buy a small van until he can afford to get it fixed/which he can use as a runabout for the time being. Problem is the cost of insurance as having had classic car insurance for all this time = no claims & therefore a horrendous premium/like starting from scratch again. Has anyone else encountered this problem? What have they done about it? Thank you! Sally PS. Crazy thing is that he's 64, has been driving since he was 17 + he's been a named driver on my car policy for 10 years! HELP!   

spectatorsal
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Joined: 2012-05-08

In case that earlier post didn't quite make sense, because of the classic policy he has not earned a No Claims Bonus. You'd have thought that his driving history would have counted for something wouldn't you? Obviously not!

fergieswatchmaker
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Joined: 2011-12-03

Insurance companies= legalised scammers. You can never win with them.

The above comment won't help you one jot, but it made me feel better. And good luck.

plastic penguin
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Joined: 2011-06-14

spectatorsal wrote:

In case that earlier post didn't quite make sense, because of the classic policy he has not earned a No Claims Bonus. You'd have thought that his driving history would have counted for something wouldn't you? Obviously not!

Insurance companies are a law unto themselves. I used to work in the insurance business and, it seems, every company will have their own set of rules.

Example: I've been driving since 1981 and have full no claims. When my daughter was born decided to sell my vehicle and just use Mrs. Ps. Her vehicle at the time was a Motability contract car, and I was named as second driver. Wasn't aware at the time, but because I drove it for more than 12 months I lost my no claims, despite not having any accidents. So when I came to buy my Alfa I wasn't, according to my insurance co, entitled to full no claims. Nearly 30 years of safe driving counted for nothing...sheesh!! 

Mr_Insurance
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Joined: 2012-05-24

If your intrested i work for a insurance broker and we have a facilitie for classic cars which i would be glad to give you a quote. Just Private message me your contact number and i can take your details over the phone..

This goes for anyone needing insurance. Let me know

Kind Regards

Ashley

kevst183
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Joined: 2013-08-15

Can he not buy a "classic" van and insure it as such?