Classic Insurance for 17 year old ?

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Rocknick
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Joined: 2012-01-02

Where can i get Classic Insurance for my 17 year old son on his Mini Chelsea 1985.
All companies i have contacted have a minimum age limit ie 19,21,25 etc

in the Readers Cherished section of the mag this month, Patrick Smith talks about insurance on his Triumph Herald ,when he was 17.

Any ideas ?

skat
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Joined: 2011-12-31

hi try the compare market online would be best first or some of the specialist classic car insurers,

good luck,

James Elliott
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Joined: 2011-03-11

Of course, you should probably never do this, but most parents seem to insure a classic in their own name and then add their children to the policy as extra drivers, saving a fortune in the process.

n/a
Rocknick
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Joined: 2012-01-02

i insure the car at the moment but my classic policy stipulates that named drivers have to be over 25 ! i have contacted a number of other Classic companies but they won't have named drivers unless they are above 19 , i wondered how Patrick Smith had got insurance on his Herald ?

jagnut12
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Joined: 2011-05-10

True it might be worth trying to get on your parents insurance,however most insurance companies specify drivers aged 25 or over

GBt
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Joined: 2011-06-01

They probably wont stipulate age restrictions if you are prepared to take a chance with Third party insurance-however i could be wrong.

 

petrolhead
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Joined: 2011-07-02

Something worth checking out is Co-op Youg Driver's Insurance. I'm not plugging or anything, but it's great for my son. A Smartbox analyses your driving, and if you drive well, then your premiums will go down.

GBt
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Joined: 2011-06-01

Your only after your Divi

Glad to hear from you after a while, hope 2012 will be a good Classic one!

petrolhead
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Joined: 2011-07-02

Nice to be back. I took a bit of time off, but I'm back now you-know-who is gone!

FrazzleTC
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Joined: 2012-01-19

As a 20 year-old who has been running a classic since his 18th birthday, I can confirm that it is possible to insure a classic in your own name at your son's age. I started with Footman James when I first got my Rover 2000, but when my renewal came through, I decided to shop around, in an attempt to get a fairer deal. In the end, I managed to insure my car with Lancaster, as a modern car, for less than it was with Footman James as a classic. A lot of my friends of a similar age with classics, have been informed over the course of the last few months that Footman James will no longer insure them as of the end of their policies this year. If you google classic car insurance, a couple of comparison sites will appear, which would be worth a try. The advantage that your son has, is that his classic is relatively small-engined, and most classic insurers, with a bit of discussion, are prepared to insure a car under 1500cc at any age, and potentially more, if you push them sufficiently. Companies to try, from my experience would be Peter James, Sureterm direct, Adrian Flux, and Lancaster. 

I sincerely hope that your son is able to insure his mini with relative ease!

Col O'Firth
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Joined: 2011-09-13

There was a 17 year old at my sixth-form collage who had a 993 Turbo - now a classic car.

Back in 1997 it probably wasn't eligible for classic insurance. I do wonder how on earth he was insured.

It was more than a grand to insure me on a 1.1L Metro in those days.