Footman James to cut young driver insurance quotes by 5-10%


Young drivers who can prove a genuine interest in classic cars will be eligible to save 5-10% on insurance thanks to a new scheme that’s been set up by Footman James.

Our research revealed the uphill struggle that young drivers face – we were quoted £2000 for a 20-year-old MG Midget driver living in Milton Keynes with a clean, three-year-old, driving licence.

To qualify for the reduced rate drivers aged 17-23 would have to prove they:

Are a member of one of the pre-selected clubs*
Own a car that was manufactured in or before 1985
Have use of or own a second vehicle for everyday use
Can limit their mileage to 3000 or 5000 miles per year
Have a maximum of one non-fault claim or minor conviction
Park off the road or in a garage

Although the need to have access to a second car and an off-road parking space could be an obstacle to some young drivers, enthusiasts are treating the deal as a step in the right direction.

Further discounts will also be available for under-23s who can demonstrate a commitment to the hobby through:

Family history of owning classics/club membership and how they heard about the product

Length of club membership, involvement of club activities and events

Advanced driving qualifications and mechanical competence are also being considered for quote-reducing opportunities.

The plan was announced at the Classic Industry Forum on 6 March, which was attended by 20 key representatives from insurance, club and media partners.

Footman James’ managing director Andy Fairchild said: “Young drivers who purchase classic vehicles as a means of obtaining cheaper insurance are not, in our opinion, true classic enthusiasts and a risk that insurers will not take on – a decision that we fully support".

*Including clubs such as the:
Austin 7 Owners' Club
British Mini Club
Capri Club International
Hillman Owners Club
Jowett Car Club
MG Owners Club East Sussex / Surrey
Riley RM Club
Sunbeam Talbot Alpine Register
Volkswagen Mk1 Golf Owners Club (excluding the GTI)

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